Critical Illness Protection
Critical Illness Insurance is very much like serious illness insurance but restricted to diagnosis of a specific critical illness.
This insurance will provide you with a tax-free lump sum benefit on diagnosis.
The list of illnesses varies between providers but essentially all critical illness polices cover:
- heart attacks
- and around 40 other serious conditions
However, there are providers which offer very limited critical illness insurance and those who offer a very comprehensive cover so it is important to allow an insurance advisor such as ourselves to do the research for you to ensure you have access to the best cover for your needs and budget.