A comprehensive range of mortgages

We offer expert advice on Residential, Buy To Let and Let to Buy mortgages. We access a comprehensive range of mortgages to find you the mortgage that suits you best.

Need mortgage help and advice? Network Mortgages can offer you expert advice on the mortgage marketplace. We have many years of experience and always endeavour to go ‘the extra mile’ to make sure your mortgage is the absolute best fit for your circumstances. We pride ourselves on founding strong customer relationships that last a lifetime. Find out what our clients say about us.

Help to Buy
Secured Loans
Further Advances

Whether you are a first-time buyer, moving home, investing in property, planning a self-build or simply remortgaging a current property, our professional advice can give you the support you need.

Maybe you’re thinking of extending, or other home improvements to increase the value of your property? We can advise you on the best way to set up a further advance or secured loan on your current property.

Self-employed and not sure how to get
the best mortgage deal?

How much will my repayments be?

Use our handy mortgage calculator to help you make an estimate of monthly mortgage payments.

Mortgage calculator

What about Insurance?

If you have dependants such as a partner or children, you should ensure your mortgage is covered by your life insurance as a minimum. We offer free and impartial advice on the whole insurance market, helping you to have peace of mind that your loved ones are protected.

Find out more

Looking to build your buy to let portfolio?

Frequently Asked Questions

How Much Should I Pay a Mortgage Advisor?

Our mortgage advice fees are based on your circumstances and each application is assessed individually to enable us to provide a fair fee to each individual. Typically a £100 fee is payable on application, and £495 on mortgage offer. Our fees will not exceed this on a standard application.

We do not charge a fee for insurance advice.

You are welcome to call us to discuss your individual circumstances and application with no obligation, and we will be able to give you a detailed quote.

Yes, most lenders will let you pay up to 10% of your mortgage balance as an overpayment per year. If you’re paying more than 10% on top of your regular mortgage repayments, then you could be charged an overpayment charge determined by the mortgage lender.

Either through a broker or directly, you will borrow a sum of money from a bank or building society. The lender will offer repayment terms every month for a set number of years, which is called a mortgage term. These are usually between 25 – 35 years, but can be up to 40 years. During this time you’ll pay interest on your mortgage.

Banks and lenders typically check your income and generally offer a loan of generally between 3 and 4.5 times your income. If you’re looking at getting a mortgage with a partner, then they will offer 4 times your joint income, although some mortgage lenders will let you borrow more.

Most mortgage lenders will offer between 4 to 4.5 times your income salary. In some cases, lenders can offer 5 times your salary or more, but typically have unique conditions which need to be hit in order for you to be eligible. To find the best deals on the market, typically a mortgage advisor can help you find the best deal available to you.

A ‘mortgage’ is a particular type of loan used for purchasing or maintaining, homes, land or other types of real estate. The mortgage lender and borrower will agree on the terms in the form of a contract and will have repayment terms with monthly payments. In order to secure the loan, the property is put up for collateral.

Mortgage advisors work with people looking for mortgages and find them the best deals for their situation, often with access to exclusive deals with lenders. They’ll help put all the costs and terms of the mortgage into account, ensuring you have all the information you need. In addition to that, they often help you through the process of obtaining a mortgage, helping you complete paperwork to speed up the process.

Both are terms used to describe a qualified professional who specialises in sourcing land, property and real estate mortgage deals for clients. There is no real difference between a mortgage broker and a mortgage advisor.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

We normally charge a fee for mortgage advice. The amount will depend on your circumstances.
A typical fee would be £495 payable on offer. A fee of £100 is payable on application.

Network Mortgages is a trading style of Network Mortgages (South East) Limited which is an appointed representative of PRIMIS. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Network Mortgages (South East) Limited registered in England & Wales Reg No 10439208. The Financial Conduct Authority does not regulate most buy to let mortgages. Network Mortgages (South East) Ltd act as a credit broker not a lender for home and landlords insurance. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to customers based in the UK.

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